Personal insolvency in Spain
Fast track to financial security
Spanish insolvency proceedings
Personal insolvency can be a lengthy process. But not in Spain: The Spanish insolvency procedure is one of the most advantageous in the EU. In just one year, you can enjoy your financial rehabilitation with our comprehensive support.
Brief private insolvency proceedings
In addition to its short duration, insolvency proceedings in Spain offer other advantages, such as the possibility of immediate discharge of residual debt. With our 30 years of experience in Spanish tax law, we take care of every detail: from comprehensive advice, planning and support to the successful conclusion of proceedings. Our efficient methods allow you to combine financial security with Spanish quality of life.
Fast personal insolvency
With the Spanish insolvency proceedings, you will be financially secure again in a year. Thanks to our efficient processes, we speed up additional measures considerably.
No good conduct phase
There is no good conduct phase in Spain. This means that the discharge of residual debt can be directly linked to the proceedings. We advise you on the most efficient ways to handle your insolvency proceedings.
Low insolvency costs
Thanks to the short insolvency period in Spain and our proven processes, you not only save time but also costs for the proceedings.
Efficient processing of private insolvency
With our 30 years of experience, we have developed effective processes to complete your insolvency proceedings in Spain quickly and successfully.
Strategic consulting
We provide you with legal and commercial advice on the organization of insolvency proceedings in Spain. We also take into account the variants of the Spanish legal system and your individual situation.
Seat change
In addition to planning your Spanish residence, we also support you with all administrative procedures, the authorities and registration in Spain. We are your reliable local partner.
Preparation and application
We will help you to draw up all the details, compile the documents and submit the application to the competent Spanish insolvency court.
Tax & legal advice
We are also your experienced partner in Spain with our tax and legal advice and other services.
Why us?
Thanks to our 30 years of experience, efficient methods and coordinated services, we are your reliable partner for tax and financial optimization through tax residency in Spain.
Fast and efficient processing
Full-service support
Professional and discreet
Proven methods from 30 years
Internationally positioned
FAQs on Spanish personal insolvency
Please contact us directly if you have any further questions or would like a customized quote:
How long does personal insolvency take in Spain?
Insolvency proceedings in Spain take around twelve months. Depending on the competent insolvency court, implementation may take less time.
What are the advantages of personal insolvency in Spain?
Personal insolvency in Spain offers a number of advantages:
- At around 12 months, the Spanish insolvency procedure is one of the shortest in Europe.
- In the case of personal insolvency in Spain, there is no good conduct phase and therefore the possibility of immediate discharge of residual debt.
- The costs for Spanish insolvency proceedings are lower than in Germany, for example.
- During the insolvency proceedings, you can enjoy the high quality of life in Spain.
We will advise you comprehensively on all conditions and the possibilities in your personal situation.
What are the requirements for Spanish personal insolvency?
Personal insolvency in Spain is suitable for private individuals or legal entities who have no other ongoing insolvency proceedings in the EU. The person must also have demonstrably moved their center of life to Spain at least 3 months before submitting the application.
What is the process of personal insolvency in Spain?
After our detailed consultation, we start planning and installing your home. We support you with all measures, such as dealing with authorities or applications. During the minimum period of residence in Spain of 3 months, we prepare all documents, statements and applications. Once the insolvency application has been submitted to the competent court, we take care of the entire procedure until the residual debt is discharged after around 12 months.